Formula CodeDescription
gmAllLevelBalloonAll payments covered with level insurance.
gmAllLevelBalloonAsDecreasingDecreasing coverage on covered payments, computed using level rates.
gmAllLevelEqualLevel coverage on each payment.
gmAllLevelEqualAsDecreasingDecreasing coverage on covered payments, computed using level rates.
gmAllLevelPmtsGross coverage on covered payments, level coverage on remaining payments.
gmBalloonStandardGross coverage on balloon payment loans (standard).
gmDiscountedDiscounted gross coverage.
gmDiscountedBalloonDiscounted gross coverage on regular payments only.
gmEPStandardGross coverage on equal payments (standard).
gmIntOnlyLevel coverage on final payment.
gmIntOnlyPlusLevel coverage on final payment, gross decreasing on interest only.
gmIrregGross coverage on outstanding sum of remaining & payments.
gmLevelRemPmtsGross coverage on covered payments, level coverage on remaining payments.
gmLevelTruncatedLevel coverage on covered payments, level coverage on remaining balance.
gmNoneNo coverage requested.
gmSinglePayGross coverage on single payment loans (standard).
mobBenefitCoverage on the payment.
mobCreditREConstant monthly premium product.
mobCUNALevelRateTruStage’s Level Rate product.
mobCUNAMonthlyRenewableTruStage’s Monthly Renewable product.
mobNoneNo coverage requested.
mobOnBalanceStandard coverage on outstanding balance.
mobOnPaymentsCoverage on outstanding payments.
nmAnicoLevelA special ANICO method used to compute level and decreasing coverage on the loan.
nmBalDiscountedDiscounted net pay-off on balloon payment loan.
nmBalLevelOnFinalNet coverage, with final payment covered by level.
nmBalStandardActuarial net pay-off on balloon payment loan.
nmBalStraightLineStraight line net pay-off on balloon payment loan.
nmBalStraightLineAmerRepubStraight line net pay-off formula used by American Republic.
nmCUNAAmortTruStage's formula used in specified amortization term balloon loans.
nmCUNASP1TruStage’s single premium formula #1.
nmCUNASP2TruStage’s single premium formula #2.
nmCUNASP3TruStage’s single premium formula #3.
nmCUNASP4TruStage’s single premium formula #4.
nmCUNASP5TruStage’s single premium formula #5.
nmEPDiscountedDiscounted net pay-off on equal payments.
nmEPStandardActuarial net pay-off on equal payments.
nmEPStraightLineStraight line net pay-off on equal payments.
nmIrregDecreasingNet coverage on outstanding balances.
nmIrregDiscountedDiscounted net coverage on outstanding balances.
nmLevelAtCapSingle premium net coverage, constant premium until balance is below cap.
nmNoneNo coverage requested.
nmSPNDecreasingDecreasing coverage on the principal balance.
nmSPNDiscountedActuarialy discounted decreasing coverage.
nmSPNStandardLevel coverage on the principal balance.
olExecutiveTerm_ARSouthern Pioneer’s Executive Term ordinary life product for Arkansas.
olProtectAll_ALProtective Life’s (now a part of Life of the South) Protect-All ordinary life product for Alabama.
olProtectAll_GAProtect-All ordinary life product for Georgia.
olProtectAll_LAProtect-All ordinary life product for Louisiana.
olProtectAll_NCProtect-All ordinary life product for North Carolina.
olProtectAll_SCProtect-All ordinary life product for South Carolina.
olProtectAll_TNProtect-All ordinary life product for Tennessee.
olUniGuardDecreasingUniguard decreasing ordinary life product.
olUniGuardDecreasingAndLevelUniguard level coverage written in conjunction with decreasing coverage.
olUniGuardLevelUniguard level ordinary life product.
ppmGrossPersonal property coverage on total of payments.
ppmNetPersonal property coverage on principal balance.
ppmOnEntryPersonal property coverage on entered amount.
SinglePremiumSingle premium coverage for A&H or IUI.