Documentation History

This chapter provides a history of modifications made to this reference manual in reverse chronological order, grouped by release. By referencing this chapter when a new release arrives, you may quickly discern any documentation changes which may or may not be of interest to you.

Release 2025-07

  1. The Loan Builder module now supports the calculation and disclosure of adjustable rate mortages via the new <ARM> element and its associated child elements and attributes.

  2. New MinPnIDetails and MaxPnIDetails atttributes for the <TILARESPA2015> element in the Loan Builder module allow the calling application to request detailed information about the MinPnI and MaxPnI payments that may be returned in the amortization schedule for ARM loans with TILARESPA2015 disclosures. If set to true, then the amounts to interest and principal for each of these payments may also be returned in the <AmLine> response element.

  3. The Loan Builder module now supports an updated Merge attribute for the <EditOutput> element. We strongly advise using either the none or ordered options as they are the most common and easiest to understand. The other two options (some and default) are provided for backwards compatibility, with some behaving as false and default behaving as true in versions of the SCE prior to the 2025-07 release.

Release 2025-04

  1. No documentation changes.

Release 2025-01

  1. The Loan Builder module's Amount attribute for the <PmtStream> element has been updated to document the new options available for fixed payment streams.

Release 2024-10

  1. New MinPnIDetails and MaxPnIDetails atttributes for the <TILARESPA2015> element in the ARM module allow the calling application to request detailed information about the MinPnI and MaxPnI payments that may be returned in the amortization schedule for ARM loans with TILARESPA2015 disclosures. If set to true, then the amounts to interest and principal for each of these payments may also be returned in the <AmLine> response element.

Release 2024-07

  1. The Loan Builder module's <PmtStream> element now supports the new ReplaceIdx attribute which is used to apply a replacement payment stream to a subset of the payments.

Release 2024-04

  1. The Loan Builder module’s <Advance> element now supports new NewPmt and Position attributes which are used when the calling application wishes to compute a loan with multiple advances, where each advance generates a new payment stream.

  2. Loan Builder now supports a <BalAdj> element, which will adjust the loan balance during amortization. The origin of this element is to allow an easy mechanism to replenish the balance for HELOC lending.

Release 2024-01

  1. The <NBCDebtCancelation> element has been removed from the Input Tool module response as the setup file setting which corresponded to this element has been deprecated and removed.

  2. The Refund module now supports TermInDays and LLMatuirty attributes which allow the refund module to compute level life refunds for single payment notes whose term of coverage is expressed in days instead of months.