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SCEX Calculation Specifications

The SCEX is loan calculation software that can be embedded within your own application, supporting consumer, commercial, and mortgage loan calculations. The SCEX supports virtually all loan types, accrual methods, and payment protection products used across the country. A quick overview of the loan structures and calculations supported by the calculation engine follow.

Consumer Loan Calculations

Commercial Loan Calculations

Mortgage Loan Calculations

Payment Frequencies

Fee Types

Interest Accrual Methods

The following unit period interest accrual methods are supported in WinLoan-32:

The following actual day interest accrual methods are supported in WinLoan-32:

Regulation Z and Other APR Calculations

Payment Protection Products

Other Calculations