Formula Code	Description
gmAllLevelBalloon	All payments covered with level insurance.
gmAllLevelBalloonAsDecreasing	Decreasing coverage on covered payments, computed using level rates.
gmAllLevelEqual	Level coverage on each payment.
gmAllLevelEqualAsDecreasing	Decreasing coverage on covered payments, computed using level rates.
gmAllLevelPmts	Gross coverage on covered payments, level coverage on remaining payments.
gmBalloonStandard	Gross coverage on balloon payment loans (standard).
gmDiscounted	Discounted gross coverage.
gmDiscountedBalloon	Discounted gross coverage on regular payments only.
gmEPStandard	Gross coverage on equal payments (standard).
gmIntOnly	Level coverage on final payment.
gmIntOnlyPlus	Level coverage on final payment, gross decreasing on interest only.
gmIrreg	Gross coverage on outstanding sum of remaining & payments.
gmLevelRemPmts	Gross coverage on covered payments, level coverage on remaining payments.
gmLevelTruncated	Level coverage on covered payments, level coverage on remaining balance.
gmNone	No coverage requested.
gmSinglePay	Gross coverage on single payment loans (standard).
mobBenefit	Coverage on the payment.
mobCreditRE	Constant monthly premium product.
mobCUNALevelRate	TruStage’s Level Rate product.
mobCUNAMonthlyRenewable	TruStage’s Monthly Renewable product.
mobNone	No coverage requested.
mobOnBalance	Standard coverage on outstanding balance.
mobOnPayments	Coverage on outstanding payments.
nmAnicoLevel	A special ANICO method used to compute level and decreasing coverage on the loan.
nmBalDiscounted	Discounted net pay-off on balloon payment loan.
nmBalLevelOnFinal	Net coverage, with final payment covered by level.
nmBalStandard	Actuarial net pay-off on balloon payment loan.
nmBalStraightLine	Straight line net pay-off on balloon payment loan.
nmBalStraightLineAmerRepub	Straight line net pay-off formula used by American Republic.
nmCUNAAmort	TruStage's formula used in specified amortization term balloon loans.
nmCUNASP1	TruStage’s single premium formula #1.
nmCUNASP2	TruStage’s single premium formula #2.
nmCUNASP3	TruStage’s single premium formula #3.
nmCUNASP4	TruStage’s single premium formula #4.
nmCUNASP5	TruStage’s single premium formula #5.
nmEPDiscounted	Discounted net pay-off on equal payments.
nmEPStandard	Actuarial net pay-off on equal payments.
nmEPStraightLine	Straight line net pay-off on equal payments.
nmIrregDecreasing	Net coverage on outstanding balances.
nmIrregDiscounted	Discounted net coverage on outstanding balances.
nmLevelAtCap	Single premium net coverage, constant premium until balance is below cap.
nmNone	No coverage requested.
nmSPNDecreasing	Decreasing coverage on the principal balance.
nmSPNDiscounted	Actuarialy discounted decreasing coverage.
nmSPNStandard	Level coverage on the principal balance.
olExecutiveTerm_AR	Southern Pioneer’s Executive Term ordinary life product for Arkansas.
olProtectAll_AL	Protective Life’s (now a part of Life of the South) Protect-All ordinary life product for Alabama.
olProtectAll_GA	Protect-All ordinary life product for Georgia.
olProtectAll_LA	Protect-All ordinary life product for Louisiana.
olProtectAll_NC	Protect-All ordinary life product for North Carolina.
olProtectAll_SC	Protect-All ordinary life product for South Carolina.
olProtectAll_TN	Protect-All ordinary life product for Tennessee.
olUniGuardDecreasing	Uniguard decreasing ordinary life product.
olUniGuardDecreasingAndLevel	Uniguard level coverage written in conjunction with decreasing coverage.
olUniGuardLevel	Uniguard level ordinary life product.
ppmGross	Personal property coverage on total of payments.
ppmNet	Personal property coverage on principal balance.
ppmOnEntry	Personal property coverage on entered amount.
SinglePremium	Single premium coverage for A&H or IUI.